Tenant Credit Reports- Full profile, detailed credit information starting at just $10 for a single bureau
US Real Estate Investors Association provides detailed tenant screening credit reports to our Premium Level members with the ability to choose from the three of the national credit repositories- TransUnion, Equifax and Experian. Tenant credit checks will include the consumer credit score and detailed credit history including liens, judgments, payment history, delinquencies and charge-offs. Plus level members, who do not meet the criteria for detailed credit reports can access the Tenant Score Card service to view credit worthiness.
Tenant Credit Reports all include:
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Credit Score- The credit score will vary from 350 to 850 depending on an applicant's credit worthiness with 850 being the highest, 350 the lowest possible. Average to good credit is above 620 while poor credit is below 600.
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Summary of Credit - A dashboard showing the number of revolving accounts that are open, account status, balances and number of judgments, delinquencies, charge-offs and collection accounts.
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Payment History- Includes payment patterns such as number of past due payments including days outstanding in increments of 30 days.
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Public Record Search – Liens, judgments and bankruptcies from the last seven to ten years.
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Collections and Charge Offs
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Social Security Number Confirmation- SSN# matched with bureau information filed as well as any residential or available employment information.
Canadian Credit Reports
US Real Estate Investors Association also provides Canadian Reports from Equifax on Canadian applicants for $30.
Experian Business Credit Reports
Experian Business Credit Reports are also available from US Real Estate perfect for commercial leases for $55.
For those who have commercial property and have tenants looking to put the property in the business name we offer a Business Credit report provided by Experian.
With the company’s EIN#, we can return the following
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Credit Risk Rating
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Bankruptcy Filings
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Tax Liens
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UCC Filings
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Judgment Filings
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Corporate Registration Information
When entering a lease agreement involving commercial property, it is recommended to pull a personal credit report on the individual who may be a personal guarantor. A business credit report is not as comprehensive as a personal credit report. If the business is less than 2 years old, there is a strong chance that no information will be returned.
See Sample Experian Business Credit Report
